So, you have earned coins on BigCashWeb and now you want to cash them out. The real question is: which cashout is faster, has fewer fees, and actually arrives without trouble? You are not alone in asking this. The choice between PayPal and a gift card can mean the difference between getting paid quickly or waiting longer.
This article provides a direct comparison of both payout methods. We will look at speed, fees, minimum cashouts, safety, and user experiences. BigCashWeb has a solid track record with over 400,000 reviews and ratings between 4.1 and 4.7 out of 5. Users report experiences like "$20 to PayPal in <24 hours" and making "50+ cashouts of $1–$20." Your best option depends on your goal: do you want cash flexibility or the full value of a store credit? Let us break it down.
Quick Answer: Pick PayPal or Gift Cards on BigCashWeb Based on Your Goal
- If you need cash flexibility (to pay bills, transfer to your bank, or spend anywhere), pick PayPal.
- If you want the fastest delivery, especially on your first cashout, pick gift cards. They often arrive instantly or within 48 hours.
- If you want to avoid fees and deductions, pick gift cards. Know that your money is tied to that specific store.
- If it is your first cashout and you want to avoid delays, gift cards are usually simpler. PayPal’s first-time verification can add days.
- If you are cashing out a large amount, consider splitting it up. Withdrawals over $100 can trigger a manual review, slowing things down. Smaller, frequent cashouts are often faster.
PayPal vs Gift Cards on BigCashWeb: Side-by-Side Comparison
Payout Speed: Which One Gets to You Faster?
You want your money, and you want it quickly.
Gift card delivery times on BigCashWeb
Realistic Speed Range: Instant to 48 hours.
Many users report getting their gift card codes, especially for popular brands like Amazon and Google Play, in under 5 minutes. The code arrives in your email, you redeem it, and it is done.
PayPal payout times on BigCashWeb
This process has two parts:
- Your First PayPal Cashout: This usually takes longer, typically 1 to 5 business days. BigCashWeb needs to verify your identity. The payment may show as "pending" for a few days before it even reaches PayPal's system.
- Later PayPal Cashouts: Once verified, it gets much faster. Subsequent payouts often arrive in your account within minutes to 48 hours.
Reality Check: While BigCashWeb aims for a 1–3 business day window, if your account is flagged for any reason, some users have reported waiting 7–14 business days.
Speed considerations
To get paid faster, regardless of the method:
- Confirm Your Email: BigCashWeb sometimes sends a confirmation email you must reply to. Delays here will delay your payout.
- Match Your Emails: Use the same email address for your BigCashWeb and PayPal accounts. This can reduce verification issues.
- Cash Out Small First: Do not let your balance build to $100 before your first withdrawal. Do a small "test" cashout early to clear any verification steps.
- Avoid Large Withdrawals: Cashing out large sums at once can look suspicious and trigger a manual review. Smaller, more frequent payouts are less likely to be delayed.
Fees & Net Value: Which Payout Leaves You With More Money?
BigCashWeb generally does not charge a fee to withdraw your earnings. However, you might not always receive the full amount.
BigCashWeb fees vs PayPal fees
Users sometimes report receiving less than expected on PayPal cashouts due to these fees (e.g., about $1.65 short). BigCashWeb sends the full amount; PayPal applies its own fees.
Gift cards: “no fee” does not always mean “best value”
Gift cards seem straightforward because a $25 Amazon card gives you $25 to spend at Amazon. No deductions. But consider these trade-offs:
- It is not cash. You cannot use a Google Play card for rent.
- Selling it for cash incurs a loss. If you try to sell a gift card on a resale site, you will typically receive only 82–93% of its value.
- Some have higher minimums. You might be able to get a $1 Amazon card, but a Netflix card could require a balance of ~$35.
Simple rule for maximizing payout value
- Choose PayPal if you need flexible cash, even with minor fees.
- Choose gift cards if you already plan to shop at that specific store. You get 100% of your earned value without deductions.
The best choice depends on where you plan to spend the money.
Minimum Cashout on BigCashWeb: PayPal vs Gift Cards
Minimum cashout amounts can vary based on user reports and specific options.
Reported minimums
The exact minimum can vary based on your region and account history.
How to confirm your exact minimum
- Open BigCashWeb and go to the cashout/rewards screen.
- Tap on the PayPal option to see the minimum it displays for you. Do not proceed with the cashout, just observe.
- Do the same for 2-3 gift cards you might use. Note their minimums.
- This way, you will know your exact minimums.
Ease of Use: Which Cashout Option Is Simpler?
Every process has potential hurdles. Here is what to expect.
PayPal cashout considerations
- ID Verification: Your first payout may require you to submit ID, which can be time-consuming.
- Email Confirmation: You might need to reply to an email to complete your payout.
- Manual Reviews: Large or unusual cashouts can be put on hold, causing delays.
- Support Tickets: If issues arise, you will need to contact BigCashWeb support.
Gift card cashout considerations
- Limited Choice: You are tied to one store, which can be restrictive if you do not have a specific purchase planned.
- Email Security: Your gift card’s safety depends on your email inbox security. If your email is compromised, the code can be stolen.
- No Reversals: Once a code is used, it is gone. There is no "undo" if it is stolen or lost.
Safety & Risk: PayPal vs Gift Cards
It is important to understand the potential risks.
PayPal safety profile on BigCashWeb
PayPal’s verification and holds are in place to combat fraud. While they can be inconvenient, they are a safety feature. Holds are more probable for larger withdrawals. Best practices include using your real name and matching information, avoiding VPNs, and keeping records of your cashouts.
Gift card safety profile on BigCashWeb
The main risk here is theft. If your email is compromised, a thief can intercept the code. Gift card codes are like cash: once they are used, they cannot be recovered. While the CARD Act ensures most gift cards have a minimum five-year expiration, always check the brand’s specific terms.
Safety checklist
- Secure your email account with a strong password and two-factor authentication (2FA).
- Redeem gift card codes only on the official retailer's website or app.
- Never share screenshots that show a visible gift card code.
- Keep payout confirmation emails until the funds are spent.
- Cash out smaller amounts more often to reduce the risk of large holds.
- Screenshot your offer completion pages as proof in case a credit goes missing.
Real User Experience on BigCashWeb Payouts
Here is what users commonly say.
Positive reviews
With over 400,000 reviews and ratings from 4.1 to 4.7, the overall feedback is positive. Users praise BigCashWeb for its reliable payouts and responsive support. Common comments include "$20 to PayPal in less than 24 hours" and "I have cashed out over 50 times for $1-$20 and always get my money."
Common complaints
Complaints usually fall into three categories:
- PayPal Delays: Often on the first cashout due to verification.
- Missing Credits: An offer (especially a game) does not credit instantly. This often resolves within 24 hours or with a support ticket.
- Long Holds: In rare cases, a payout is flagged for manual review and takes 7–14 business days to clear.
Scenario A: A casual user playing games during their commute cashes out $10 to an Amazon gift card. The code arrives in their email in three minutes. The experience is smooth.
Scenario B: A user accumulates $150 and tries to cash out to PayPal for the first time. The withdrawal is put on hold for a manual review, requiring ID submission. They receive their money, but it takes ten days.
Identity Verification for PayPal Cashouts
For first-time PayPal cashouts on BigCashWeb, identity verification is required. This process is thorough and necessary to ensure security and compliance. While the exact documents are not publicly detailed, users typically prepare common identification documents. After this initial verification, subsequent payouts are often much faster.
Matching Email Addresses for PayPal
BigCashWeb stores a separate "payment address" (the email/address used by the external payment service) which is distinct from your account email. While there is no public requirement for a specific email domain match, using the same email address for your BigCashWeb and PayPal accounts is recommended to reduce potential friction and speed up verification during cashouts.
Specific Email for BigCashWeb Support
If you encounter issues with delayed payouts or missing credits, you can contact BigCashWeb support. The support email address provided in their Terms of Service is bigcash.help@outlook.com.
Procedure for Delayed Payouts or Missing Credits
If a payout is delayed or a credit is missing, follow this procedure when contacting BigCashWeb support:
- Contact Method: Email bigcash.help@outlook.com.
- Information to Include:
- Your BigCashWeb account email/username.
- The payment-service email/address you entered for payouts.
- The exact amount (in coins and expected USD).
- The offer/task name and date/time of completion.
- Any transaction ID or reward ID (if available).
- Screenshots showing completion, "credit pending" screens, and any confirmation emails or receipts.
- Device/browser/platform details, if relevant.
- Mention if you have completed the initial identity verification and its completion date.
- Allow Time: Users report responses and resolutions within 12–72 hours after initial contact. Follow up if you do not receive a reply.
Best Choice by Person Type
Your choice depends on your goal.
1. Choose PayPal if cash is the main objective
If you need money for bills, bank transfers, or general spending, PayPal is the primary option. Be prepared for potential first-time verification and minor fees as a convenience cost.
2. Choose gift cards if you regularly shop at specific stores
If you frequently shop at Amazon, Walmart, or need gaming credits, gift cards are suitable. You will get fast delivery and the full value of your earnings without deductions.
3. Choose gift cards (or a small PayPal cashout) if you are new and testing
Do not invest many hours until you confirm the system works for you. Perform a quick $5 gift card or small PayPal cashout to test the speed and process. This reduces risk and builds confidence.
4. Use a mixed strategy for both speed and flexibility
There is no rule against using both. Use gift cards for quick, smaller rewards and accumulate your balance for a larger monthly PayPal cashout. This offers the advantages of both methods.
How to Get Your BigCashWeb Payout Faster
Take action to speed up your payouts:
- Cash out a small amount early. Do a $5-$10 test run to confirm the process and clear any verification steps with minimal risk.
- Keep your account details consistent. Ensure your name and email on BigCashWeb match your PayPal account. Consistency helps avoid issues.
- Save proof for offers that do not credit right away. Screenshot completion pages. Some offers need up to 24 hours to credit. If they do not, you will have proof for support.
- Use support effectively. When contacting support, provide your account email, the offer name, completion date, and screenshots. This helps you get assistance faster.
Where This Comparison Comes From
This article is based on detailed research of user reviews across Trustpilot and Google, official platform information from BigCashWeb, and authoritative fee schedules from PayPal. We have gathered real-world experiences to provide a clear, practical guide.
FAQs: PayPal vs Gift Cards on BigCashWeb
- Is PayPal or gift card cashout faster on BigCashWeb?
- Gift cards are almost always faster, especially for your first cashout. They can be instant, while PayPal's first withdrawal often takes 1-5 days for verification.
- Does BigCashWeb charge withdrawal fees?
- No. BigCashWeb does not charge withdrawal fees, but if you choose PayPal, you may incur fees from PayPal for certain services like instant transfers or currency conversions.
- Why did my PayPal payout show less than expected?
- This is almost always due to PayPal's fees. They charge for instant transfers (1.75%) and currency conversions (3-4%). BigCashWeb sends the full amount; PayPal takes its cut before it reaches your balance.
- Why is my first PayPal cashout taking longer?
- This is for security. BigCashWeb and PayPal need to verify your identity to prevent fraud. Once you are verified, subsequent payouts are much faster.
- Are BigCashWeb gift cards safe?
- The gift card codes themselves are legitimate. The risk lies in delivery. Secure your email with a strong password and 2FA, because if someone intercepts that email, your code is gone.
- What is the minimum cashout for PayPal vs gift cards?
- The minimum for both is 250 coins ($1 USD). However, some payment options or specific gift card brands might require higher amounts on BigCashWeb. The only way to know for sure is to check the cashout section in your own app.
- What should I do if my offer did not credit?
- Wait 24 hours. If it still has not credited, contact BigCashWeb support at bigcash.help@outlook.com with the offer name, completion date, and a screenshot as proof.
- Is cash better than gift cards?
- Cash (via PayPal) is more flexible. A gift card is only valid at one store. If you need to pay bills, cash is better. If you are purchasing something from Amazon, an Amazon gift card is just as good as cash.
- Can I convert gift cards to PayPal?
- Not directly. You cannot deposit a gift card into your PayPal account. You would have to sell the gift card on a third-party marketplace and have the funds sent to your PayPal, but you will lose a percentage of the card's value in the process.
Bottom Line: The Better Payout is the One That Fits Your Goal
There is no single "best" payout. It depends on your needs.
- PayPal is for cash flexibility. You accept a potential first-time delay and minor fees in exchange for money you can spend anywhere.
- Gift cards are for speed and value. You receive your reward quickly and with no deductions, but it is tied to a specific store.
Our advice? Start by cashing out a small $5 Amazon gift card to see how fast it is. Once you have confirmed the system works, choose the payout method that best matches your spending habits.
About The Author
Everly Hartford
Everly Hartford was born on May 22, 1990, in Boulder, Colorado. She graduated with a Bachelor's degree in Business Administration from the University of Colorado, specializing in Finance. Everly is a talented content creator who focuses on making finance easy to understand. She writes about everything from savings and investments to the exciting world of cryptocurrencies. When she's not busy explaining financial concepts, Everly enjoys baking and experimenting with new dessert recipes.